Who's behind this

This page is not finished, and that is worth admitting

An anonymous website about money is a fair thing to distrust. This page is where a real name and a real photograph of the person who built this belong, and they are being added. It is the most important page on the site and it is the one that is not done.

Until it is, here is what can be said honestly. This tool was built by one person who got tired of watching zero percent offers described as free money. There is no company behind it yet, no investors, and no lender paying for placement. The arithmetic is written out on how we figure it so that trusting the person is not the only way to check the work.

If you want to ask who we are before you use it, that is reasonable. Write to us.